Daily Archives: September 10, 2009

Are We Americans Really This Stupid?

Moron

I think it’s high time for me to do a little bit of venting.  I have been pretty much silent on the health care debate but listening to NPR today just really made me angry.  I practically screamed all the way from our house to Grandma’s pad.

They were talking to people who watched the President speaking about health care last night and what they thought about what he said.  Well there has obviously been a resurgence of crack usage that seems to have escaped the throngs of news reporters who were so quick to let you know about its usage in the black community.

Anyway, a lady was complaining about the fact that the President wants to make it illegal for insurance companies to use pre-existing conditions to deny coverage.  She likened it to having no car insurance even though it’s mandatory then wrecking into a tree and running to Geico and yelling for them too cover you quick.

Now this lady was obviously so high on crack that she sounded like a total idiot.  We all know that there isn’t one way in hell that any insurance company would cover that situation because coverage starts the minute you sign on the dotted line, not retroactively so it doesn’t quite fit this problem.

We know for a fact that insurance companies are NOT denying coverage to people who sat around with no insurance even though they could afford it purely for no reason.  Who got cancer and then said I better go get health insurance to cover this.

Nope, what the President is talking about is this bullshit about people having bogus pre-existing conditions that somehow should preclude the insurance company from paying any further claims even though they have been collecting the person’s money religiously.

What he is talking about would be the fifty year old man who has just gotten a diagnosis for osteoarthritis and the insurance company denies his coverage because when he was ten years old he stubbed his big toe and needed a band aid from the school nurse.  This is the preposterous crap that happens day in and day out.

And to tell you the truth, this idiotic lady will be the first one to cry, holler and scream that things aren’t fair when, not if, but when this happens to her and/or her loved ones.  I have seen this game all too often as I’ve worked at two insurance companies and I’ve worked at countless hospitals.

This isn’t a game, it is real, it happens and it is practically criminal already.  Either they need to be forced into giving the person the care they PAID for or giving them a full refund on their premiums, including those paid by the person’s job.

I guess since this lady hasn’t had to be one of those affected adversely by her insurance company she can stand to sit around and make idiotic comparisons about a real life travesty.  When are people going to think outside of the doggone box?  It doesn’t take much to do some critical thinking.

I believe that our school system has failed so many.  And it seems that their parents didn’t bother to pick up the slack in teaching critical thinking skills either.  Are we American’s really this stupid?

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